One Payment
Card for all

One card for all your payments.

Say goodbye to the hassle of paying bills. With Monopay, you can pay all your bills from one place, whether it's rent, utilities, or your phone bill.

GET MONOPAY
BALANCE

$591,618.00

**********

Secure Payment
CVV
591
EXP.
NOV 18, 2025
NUMBER
1618 2062 4024 6086
Tom Riddle
Monocard Black – Mastercard

5.9M+

Daily
Transaction

+2%

Unlimited
Daily Cashback

8.9M+

App
Downloads

We partner with top–tier companies.

WHAT THEY SAY ABOUT MONOPAY

98% Customer Satisfaction

Our customers have had a lot to say about our app.

John Smith

CFO at The Verge

Monopay is amazing. I can pay for things quickly and easily, without having to wait in line or fumble for change. It's a must-have app for anyone who wants to save time.

Mike Johns

Sydney, Australia

It's so convenient to be able to pay for everything in one place. No more digging through my wallet for different cards or carrying cash around. I can send money to my family and friends without having to visit a bank or pay transfer fees. It's easy and hassle-free!

Sally Wilson

CFO at Amazon

Monopay is the best app for managing my bills. I can pay everything from one place, and I never have to worry about missing a payment. It's a game-changer!

EXCLUSIVE FEATURES

Top Monopay Features

Discover the features that make our app stand out! In this section, you'll find a comprehensive list of everything our app has to offer.

NO HIDDEN FEES

No fees or interest

That's right - we don't charge annual fees, balance transfer fees, foreign transaction fees, or any other fees that can add up and eat into your finances.

0%

No
Fees

0%

No
Interest

It's just one more way that our credit card makes managing your finances easy and stress-free.

That means you can use our credit card to make purchases without worrying about paying interest charges.

2%

Unlimited
Daily Cashback

The best part is that there are no limits to how much cashback you can earn - you can earn as much as you want, every day! With our credit card, you can get rewarded for the things you already buy and make the most of your money.

STRONG SECURITY

Your Card Your Data

At our work, we take the security and privacy of our users' data very seriously.

Privacy
& Security

256-bit
Encryption

We never share or sell your personal information to third parties without your consent. You can be confident that your data is safe and secure.

We use advanced encryption technology and industry-standard security measures to protect your personal information.

Auto
Locked

We also regularly monitor our systems for any suspicious activity and have a team of dedicated security experts who are constantly working to improve our security protocols.

NO FEES OR INTEREST?

How does it work?

Our card works by partnering with merchants and businesses to offer exclusive deals and discounts to our users.

1.

In–App
Purchased

When using our app, you can make purchases online or in physical stores, and make payments through your linked bank account or associated credit card.

2.

$50 for
Monocard

We offer a generous cashback rate and other benefits such as fraud protection and access to exclusive offers.

3.

Monthly
Donations

With our card, you can enjoy the convenience of credit while also supporting causes you care about and investing in a better financial future.

4.

Partner
and Investor

Our investors are committed to our vision of making credit accessible, affordable, and hassle-free for everyone.

Download today
and get 2% Cashback

Monopay available on Apple App Store and Google Play Store.

Forget to bring your card? Just use the Monopay App

Our payments app allows you to make purchases and payments with just a few taps on your smartphone, even if you don't have your physical credit card with you. Simply link your credit card to the app, and you can use it to make purchases at any merchant that accepts contactless payments.

Continue reading

How can we provide credit with no interest?

Learn more

No more cash, just digital and personal wallet

Learn more